Payday loans are part of a deeper problem that investors must help fix – The Conversation September 20, 2018 by Fulcrum The collapse of payday loans company Wonga was met with numerous calls for better responsible lending, including the MP Stella Creasey and the charity StepChange. They focus on the need for responsible lenders that ensure potential borrowers are able to pay off their loans prior to entering into a contract. Robin Jarvis. September 18 2018 FulcrumShareTweetShare