‘This is a truly wonderful initiative’ – Churches’ Mutual Credit Union as it approaches its first anniversary January 26, 2016 by Fulcrum “May I take this opportunity to sincerely thank you for your help, support and advice through this process? This is a truly wonderful initiative and has brought me and my family a huge sense of relief in what was a difficult time”. Hilary Sams. Church of England blog 25 January 2016 FulcrumShareTweetShare